Services
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
First Time Buyers
I am passionate about helping first time buyers buy their first homes. The mortgage market can be difficult to navigate and it can be hard to know where to begin.
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As your mortgage adviser I will make this journey a little less overwhelming and help you understand what you need to know, I will take the worry and stress away from you, I’ll be there to support you every step of the way, explaining to you all the options so you can be confident of making the right choices.
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When you are buying a house, you will often get asked for a Mortgage Approval in Principle, I will arrange this for you, this confirms how much a lender may be willing to lend to you. In having an Approval in Principle already in place, this can help you stand out from the other interested buyers, although it is not guaranteed it shows Estate Agents that you are serious and will be considered by a lender for that mortgage amount.
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I take care of the mortgage application and find you the right deal, so you can relax and look forward to this new and exciting chapter of your life.
Re-Mortgaging Or Home Mover?
Re-mortgaging is when you switch your mortgage onto a new deal, this can sometimes be with a new lender to try to secure a better deal.
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It is always a good to review your mortgage deal regularly, as your Mortgage Adviser this is part of the service I will provide to you to ensure you are on the right deal for you.
It may have been a while since you have moved or re-mortgaged your home, the mortgage market is now more complex with mortgages sometimes being harder to secure than ever before.
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Every mortgage application has to be packaged in a unique way specific to your circumstances, my experience and expertise will ensure this is done properly, talk you through all the options and be with you every step of the way.
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Do you need more money to carry out some home improvements?
Are you looking to raise money to buy a new car?
Do you need to reduce your monthly outgoings?
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There are many reasons why you may want to increase your mortgage borrowing, this can be done at the same time as re-mortgaging or at any other time whilst you have a mortgage.
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Home Mover
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If you are considering moving to a new home, you may need to move to a bigger house for more space, you may decide to downsize to more manageable size home, or maybe it’s just a change of location you are looking for, there are a large number of options and mortgages for you.
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As your Mortgage Adviser I will find the find the right deal for you. You will not need to worry about the paperwork and stress that buying a new home can bring, I will take care of the mortgage and you can relax and enjoy the journey of buying your new home.
Protection
With your mortgage in place, it's important to remember to arrange the appropriate protections.
Protection for your home
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Your home is probably the most expensive purchase you will ever make, not only that, it is filled with your most cherished possessions. That is why it is really important to have Home Insurance, it protects your home and everything inside it.
As part of my personalised service, I will not only help you buy your home, but I will also recommend the most suitable way for you to protect it.
If you’re a landlord you are responsible for cover on your rental property.
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Protection for you and your family
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How would you or your family manage financially should the worst happen?
How would you cope without your income?
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Many people protect physical possessions such as phones or cars, but what about protecting yourself and your family?
There are many protection products available that can be tailored to meet you and your families needs and circumstances, both now and in the future.
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I will advise you and recommend a personalised plan, taking into account what is most important to you and what is affordable for you so that you and your family will have reassurance and peace of mind that you are protected should the worst happen.
Scroll down to see our services or hear what our customers have to say.
Specialist & Other Mortgages
There is a continually evolving landscape of specialist mortgages. Whether that is a buy to let property, mortgages into retirement or a help to buy scheme, plus many more, I help you find the right mortgage for you.
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Some buy to let and let to buy mortgages are not regulated by the Financial Conduct Authority.
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Just get in touch to discuss.
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