About
Hi I'm Kelly from Crystal Clear Financial Planning and Mortgages. Crystal Clear Financial Planning & Mortgages provides expert mortgage, protection and insurance advice. Crystal Clear Financial Planning & Mortgages is a trading name of Martin Jones Financial Planning Consultants LLP and Crystal Clear Financial Planning & Mortgages is the name under which we carry out these services.
Crystal Clear Financial Planning & Mortgages is not a business in it’s own right, it is part of Martin Jones Financial Planning Consultants LLP which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited.
I provide a professional, personal and friendly mortgage and protection advice service. I aim to make the whole mortgage process as simple as possible for you.
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As part of my personalised service, I will search an extensive panel of lenders to find the mortgage and protection solutions that are right for you and your circumstances. I will keep the process straightforward and be with you every step of the way, whilst providing you with the highest level of customer service at all times.
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I have worked in financial services for over 26 years and am fully qualified to help you, so you can have the peace of mind that you are dealing with an experienced financial adviser.
I am based in the Brecon Beacons, South Wales, however, I can deal with enquiries from all over the UK, not just my local area.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.




Whether you're a first time buyer, remortgaging, or moving home, we can provide advice on a range of mortgage deals designed to suit your needs.
Don't take our
word for it!
Hear what Kirsty had to say:
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"It was approaching the time when I needed to re-evaluate my mortgage and get a better rate, I didn’t want to stay with my current provider and wanted to shop around, therefore I was recommended by a friend to contact Kelly.
My husband and I met with Kelly, she was really friendly and professional to say the least. She explained everything in layman’s terms, because let’s face it the financial world is full of acronyms and language that can be quite off putting. We went through everything with her step by step and she gave us many different options to consider with regards to our mortgage, we realy wanted to get the best interest rate for our mortgage. Kelly succeeded in this and took quite a substantial amount off what we were paying each month."


"I developed a robust relationship with Kelly and will definitely be going back to her when my interest rate agreement is coming to an end, in fact we want to carry out some home improvements over the next year or so and would like to borrow on our mortgage. What I liked about Kelly is that she is honest and I know she would tell me if this is a possibility or maybe wait a few more months/ years to be in a better position to achieve my goals. Not many advisers are like this, they just want to get the commission!
I would highly recommend Kelly to all my friends, family and work colleagues because I know they will be getting top quality advice and overall service."
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.